Medicare-managed care plans.

Hi, need to submit a 500 words paper on the topic C&B (u2 ip&db). C&B (U2 IP & DB) Part There are many reasons why individuals choose to join Medicare-managed care plans. First of all, people can oftentimes receive a variety of services through one source instead of visiting several different healthcare providers. For example, they can go to one provider to get laboratory tests, x-rays, and doctors’ care. Second, since the services are so highly coordinated, it is quite possible that the quality of care received by an individual is actually higher than it would be otherwise. Third, all premiums are known to members in advance, so that can make their budgeting efforts much easier. In addition, out-of-pocket expenses are likely to be less than they would be for other types of programs. Fourth, co-payments are very low or nothing. Fifth, anything that is not covered under Medicare may be available at a small fee or for nothing. Sixth, there is virtually no paperwork. Finally, “You will not need Medigap insurance to supplement your Medicare coverage because the plan provides you with all or most of the same benefits at no additional cost. Unlike Medigap insurers who in some cases can refuse to sell you a policy if you have a health problem, plans generally must accept all Medicare applicants” (U.S. Department of Health and Human Services, 2008).

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